Certificates of Deposit

Earning More on Your Money with CDs

Bogota Savings Bank certificate of deposit accounts provide customers with a convenient way to earn more on their money. Funds in a certificate of deposit account earn a higher rate of interest over a traditional savings account. With a variety of terms ranging from 3 months to 5 years, minimum deposits as little as $1,000 and competitive interest rates that are guaranteed for the term, there is a CD to match your individual needs and investment goals. Let the Bogota Savings Bank team help determine the right CD for you.

Online CD Accounts

Bogota Savings Bank offers the opportunity to open select deposit CD accounts online. Online accounts typically will carry a higher interest rate. Please review our online terms and conditions carefully.

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Bogota Savings Bank, headquartered in the Bergen County town of Teaneck, offers Certificates of Deposit (CDs) to customers.

* CD=Certificate of Deposit.***APY=Annual Percentage Yield. Minimum opening deposit of $500 for 9 month IRA CD product. Minimum opening deposit of $1,000 for 9 month and 13 month non-IRA CD products. Interest is compounded daily and posted monthly. Early withdrawal penalty is 91 days simple interest for the 9 month and 180 days simple interest for the 13 month products. Fees may reduce earnings. Rate valid as of September 11, 2020. Other deposit products, rates and services are also available. Subject to change without prior notice. The bank is not responsible for any errors or misrepresentations.