Checking Accounts that Meet Your Needs

 

 

Checking Products

Bogota Savings Bank offers a variety of personal checking account options designed to meet our customers’ specific banking needs. Our checking account products range from simple and straightforward options with minimal opening deposit requirements to accounts that carry additional features and tiered interest rates.

Prestige and E-Prestige Checking

The newest addition to our Checking Account suite is Prestige Checking. This account offers a 0.75% APY provided the following conditions are met each statement cycle period.

  • A minimum of $500 recurring direct deposit
  • Must be enrolled in Bogota Savings Bank online banking
  • The completion of 2 online bill payments made via our online banking (must be completed by 7:00pm on the last day of statement cycle period)
  • Must be enrolled to receive e-statements / no paper statements will be mailed

In the event these requirements are not met, the account will be assessed a $25.00 service fee for the cycle (Please see our rate sheet for a listing of current effective rates). There is no limit to the number of checks you can write. Interest is compounded daily and credited monthly. This account offers a low minimum daily balance requirement of $500.00 to avoid an $25.00 monthly service fee. This account can be opened online or in one of our branches.

Checking That Earns More Interest

Bogota Savings Bank offers checking account options for our customers who want to earn more interest on their money. Our money market and blue ribbon checking products offer a unique combination – containing components of both a checking and savings account.

Competitive and tiered interest rates allow higher balances to grow faster. Please review our account terms and conditions carefully for transaction limitations and fees.

Totally-Free Checking

This is a non-interest bearing account that requires a minimal opening deposit, carries no monthly service charges and no activity or transaction fees. Customers also enjoy no minimum balance requirements. Please review our account terms and conditions carefully for transaction limitations and fees.

Basic Checking

Basic checking is your everyday bank account with a low $100.00 minimum opening deposit and a $300.00 minimum daily balance to waive the service charge. Please review our account terms and conditions carefully for transaction limitations and fees.

 

 
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